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Sign up for your Merchant Account
now.
(submit request below »»)
Authorize.net is one of the world's
leading gateway providers for merchant
accounts. With a recent installation of
cutting edge technology to combat DDNOS
attacks, Authorize.net is fully equipped
to maintain a reliable network that is
always accessible for your transactions.
directly to get your Merchant Account
set up started or call us at 1-229-243-7088.
BIG ADVANTAGE: One of
the biggest advantages of using Authorize.net
as your gateway provider is that Online
Stores designed by WebGraffix Media Solutions
are easy to integrate with Authorize.net
to allow for "real time" credit
card payments by the public.
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What kind of "Merchant Account" do I need? Be sure to choose the correct
type of merchant account at the outset.
It's simply not enough to research the rates and
set up fees of banks and independent sales organizations
(ISOs) to find out which are the least expensive.
You must be aware of the types of merchant accounts
that are available to you and choose the correct one
to meet your needs. The merchant accounts that are
the least expensive to use won't necessarily be right
choice for your business, especially if your business
involves selling products over the internet.
To put it as simply as possible (keeping in mind
that those in the merchant account business often
use different terms and pricing structures when talking
about the same thing).
- Retail/Card Swiped Accounts
are designed with the typical brick-and-mortar merchant
in mind. These type is meant for merchants that can
swipe the card through an electronic reader as proof
that the card was present.
In some cases, a merchant provider will only allow
you one or two transactions per month without the
card being present. If you exceed the number of allowed
transactions without the card being present (if they
allow them at all), you often will incur a very stiff
penalty, much more than that of the MOTO/Internet
account mentioned below.
- Retail/Keyed Entry Accounts
are designed for merchants that process transactions
in which the card is present but the merchant is unable
to electronically swipe the card.
Rates for these accounts are generally higher than
those for "retail/card swiped" accounts,
but are usually lower than MOTO/Internet rates shown
below. "Retail/keyed entry" accounts require
that the merchant obtain a manual imprint of the card
in addition to the customer's signature, so the card
is still required to be present.
- Mail Order/Telephone Order/Internet
(MOTO/Internet) Accounts are for those merchants
who are not normally able to physically accept their
customer's credit card and therefore cannot swipe
read nor obtain an imprint of the card. These transactions,
as you might expect, inherently carry more risk of
abuse and are therefore more expensive.
What if have a bricks and mortar store AND
sell the same products online? Read the general
guidelines below to help decide which type of merchant
account you need. Keep in mind that a MOTO/Internet
merchant account, combined with the right type of
Gateway
Provider, allows you to process transactions through
a web-based interface that is normally easy to use.
If you're willing to pay slightly higher rates than
a "retail/card swiped" or "retail/keyed
entry" account, then a "MOTO/Internet"
merchant account may be the simplest solution for
you.
Use a retail/card swiped account if you see your
customer and are able to electronically swipe 90 percent
or more of your transactions.
Use a retail/keyed entry account if you always see
your customer and can obtain a manual imprint of the
card but not swipe it, or if you routinely swipe fewer
than 90 percent of your sales.
Use a MOTO/Internet account anytime you don't see
your customer face to face.
| MERCHANT
ACCOUNT REQUEST FORM: |
| To request a merchant account integrated
with an Authorize.net gateway, please fill out
all information below. All fields are required,
so please don't leave anything blank. (The form
will prompt you if you leave something blank).
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